Make Money, Not Excuses: Wake Up, Take Charge, and Overcome Your Financial Fears Forever : Book Review

"Make Money, Not Excuses" by Jean Chatzky is a practical and empowering guide that aims to empower individuals to take control of their finances. As a renowned financial expert and bestselling author, Chatzky provides readers with practical tips and strategies to overcome common excuses and obstacles that prevent them from building wealth and achieving financial security.

The book begins by dispelling common myths about money, such as the belief that financial success is only attainable for a select few. Chatzky emphasizes that anyone can improve their financial situation, regardless of their income level or background, and she provides actionable steps to get started.

One of the major strengths of this book is its focus on mindset and behavior. Chatzky highlights the importance of cultivating a positive money mindset and offers practical strategies to change one's relationship with money. She introduces the concept of "savvy spending" and encourages readers to make deliberate choices about their spending habits, ultimately helping them achieve their financial goals.

In addition to mindset, "Make Money, Not Excuses" covers various aspects of personal finance including budgeting, saving, investing, and debt management. Chatzky breaks down complex financial concepts into simple, easy-to-understand language, making it accessible for readers with varying levels of financial knowledge.

Throughout the book, Chatzky shares real-life stories and examples that illustrate her points, making the content relatable and engaging. She also provides readers with practical tools and resources, such as worksheets and online materials, to assist them in implementing the concepts discussed.

What are readers saying?

"Make Money, Not Excuses" by Jean Chatzky has garnered varied feedback from readers, with opinions being divided on its effectiveness. Some readers found the book to be practical and insightful, providing valuable strategies for taking control of personal finances and making responsible decisions. They appreciated Chatzky's emphasis on budgeting and saving as essential steps towards improving financial health.

However, a number of readers voiced concerns about the book's lack of substance and failure to offer unique advice. They felt that Chatzky simply reiterated common financial principles without providing any new or innovative insights. These readers also expressed disappointment with the absence of specific examples and actionable steps, perceiving the book as falling short in providing practical guidance.

Despite this, many readers agreed that "Make Money, Not Excuses" would be beneficial for individuals who are new to personal finance and seeking a basic introduction to money management. They praised the book for its accessibility and clear explanations of financial concepts.

On the other hand, some experienced readers in personal finance found the content to be too simplistic and lacking in depth. They believed that the book did not offer much value for those already well-versed in financial management, suggesting it may be more suitable for beginners rather than individuals seeking advanced strategies.

In summary, reviews for "Make Money, Not Excuses" by Jean Chatzky are mixed. While some readers appreciated the practical advice and accessible writing style, others found the book repetitive and lacking in substance. It appears that the book may be more suitable for individuals new to personal finance, looking for a basic introduction, rather than those already knowledgeable in financial management.

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